END NOTE   
61 D. Liverman, Assessing impacts, adaptation and vulnerability: Reflections on the Working Group II Report of the Intergovernmental Panel on Climate Change (Global Environmental Change 18/1, 4-7, 2008); Stern (2006);et al. (2007); Association of British Insurers (ABI) (2005); S. Changnon, Present and future economic impacts Bouwer of climate extremes in the United States (Environmental Hazards 5, 47-50, 2003); M.M.Q. Mirza, Climate change and extreme weather events: can developing countries adapt? (Climate Policy, 3/3233-248, 2003).

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